The sooner the better! If you want to try and make your retirement comfortable, you should start saving with your first paycheck.Read More
Conventional wisdom says that what goes up must come down. But, even if you view the market volatility as a normal occurrence, it can be tough to handle when your money is at stake. Though there’s no foolproof way to handle the ups and downs of the stock market, the following common-sense tips can help.Read More
I am being offered the opportunity to participate in my company’s defined contribution plan. The plans come in different forms and sizes, so you should take some time to be sure you are getting the proper plan. The defined contribution plan that you participate in depends on where you work.Read More
Once again, this is your hard-earned money for your retirement. You want to make sure these monies are properly moved from your retirement account (401(k), 403(b), 457, etc.) to your Individual Retirement Account.Read More
Anyone can call themselves a financial advisor/consultant. You can go home and make a sign saying financial advisor and post it on your front lawn tomorrow morning. Does this make you qualified to be a financial advisor?Read More
If you have a specific need, would you go to a generalist or a specialist who works on your specific needs? As with, say, medicine, the same is true with insurance. You don’t want to go to an agent who can only offer you the insurance an employer markets.
Does this sound familiar?
“I’ll start tomorrow. Anyway, I can hardly make ends meet now!”
Remember, the key to financial independence is often not how much you earn, but how much you keep.
Read on to learn more about what our resident financial expert has to say!Read More
Q: I am now at a point where I have done a budget and balance sheet and I find I have some extra funds to consider investing in the ‘stock market’. How do I start? Where do I start?
Read on now to learn what our resident financial expert has to say!Read More
OK, after you have created your budget and balance sheets, you now know where your dollars and cents come from and where they go each month. You are ready for the next step toward a complete financial plan.
Read on to learn more!Read More
Last time, I reviewed a list of documents that you should shred sooner you might think – freeing up your closets for whatever you’d like. That list included pay stubs, credit card statements, monthly bills investment documents, personal credit receipts, banks statements and ATM receipts.
Here, let me review with you what to keep and for how long.Read More
Q: I am getting married soon and believe I should look into insurance policies to protect my new family. Can you help me get on the right track?
Read on to learn what our resident expert, Jon L. Ten Haagen, CFP, has to say on this matter!Read More