Be Prepared For Scam Calls, Fraud This Time Of Year

Be Prepared For Scam Calls, Fraud This Time Of Year

You are all aware of the devastating hurricanes that hit Texas, the Gulf and the ones that were, as of the deadline of this article, devastating the Caribbean and soon to hit Florida. You also may notice the many requests for financial aid from many sources. Please remember if it sounds too good to be true, it is too good to be true.

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Retirement Planning Ideas to Consider

Retirement Planning Ideas to Consider

Let’s start with a little reminder. You have until April 18 to get your 2016 qualified plan contributions in (IRA and ROTH IRA, etc.). Why miss the opportunity to put away $5,500 toward your future and let it grow through the coming years toward your retirement? If you are age 50 or older you can add $1,000 catch up for a total of $6,500. While you are at it, think about doing your 2017 contribution as well.

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401k Plans: What Can They Do For Me?

401k Plans: What Can They Do For Me?

With the demise of the pension plan (some unions still have them) for most of us, we have to fund our retirement ourselves. One way is to contribute to your company’s 401k plan. One of the reasons a company starts a qualified plan is to retain key employees. Basically, you can participate in your company’s 401k (there are also 403b and 457 plans which are very similar) after a certain time on the job – usually 6-12 months until you are eligible.

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What To Expect With Retirement

What To Expect With Retirement

Setting realistic expectations is a great start toward a satisfying retirement.

To get started, you must have a road map of what you are spending for all aspects of your life, both for everyday expenses and for the outside activities. The best way to get going in the right direction is to create a budget and balance sheet. How much you are spending vs. how much you are earning.

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If Not Now? When? Financial Procrastination

If Not Now? When? Financial Procrastination

We are about to start another new year and along with that we make all kinds of resolutions that this year you are positively, definitely and absolutely going to jump on and stay with it. Yeah, right. How about this year do something different: Get back on track, or just get on track. It is your life and your future retirement. You are the only one who can control the end result. Are you ready to get serious?

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